most of the problem is government interference and to some extent, big insurance companies. when you create a constant demand for something, disregarding the price (medicaid, medicare, va insurance; medicare and va are kind of in a different group because they represent a different group of people with typically different medical problems than the average person trying to get insurance), then you create a situation in which doctors and medical people and suppliers can raise prices infinitely without really caring about their clients leaving. if one doctor raises the prices for a person on medicaid, then what does that do? it encourages other doctors to cover people on government insurance, then the people who arent on government insurance have to pay more just to compete with the people who are, raising peoples insurance rates. so when people get mad, what does government do to control this? they cut off certain things that they cover, lowering the quality of the healthcare they cover. so then what does that do? it just allows the doctors and medical suppliers to raise the prices of those lower quality treatments even higher, causing the prices of anything that is above par, to be more expensive, causing people to not be able to afford it, then causing doctors to discontinue in that field. and its not just the doctors fault, doctors have to have supplies, and those suppliers can just go to government covered things and sell them, and then the doctors have to compete with those prices just to practice basic medical practice. our consumer controlled free market is the only thing keeping the quality and prices of medical care down in countries with socialized medicine. maybe, if the government was to just give people the money that they spend on medicaid, and medicare and va insurance, and allowed people to make their own choices with it, then the entire market would be consumer controlled, lowering prices all over, and allowing that money that they give out to people to buy a whole lot more. and if you say that people will blow the money or go to the biggest most expensive insurance companies, then the government can put a limit on that by just lowering the amount of money that theyd give to people, never allowing the market to know that this money is government funded. then the only thing people would be talking about is, give us more money for our welfare and shit. but prices would probably already be lowered so much that wouldnt even be a concern and it wouldnt even be a big deal for people to not be on medicaid. and then the market will be able to operate as a totally free market.
Wednesday, September 9, 2009
Thursday, August 27, 2009
the world as we know it
the monetary system works like this, you have the goods and services that make up the economy, then you have the money used for trading. if there is 100 dollars being circulated among the entire economy of the people who use it, then 1 dollar is worth 1/100 of the entire economy. if your entire economy is worth a car, a horse, and a truck, then your 1 dollar is worth 1/100 of a car, a horse, and a truck. if your economy is worth oil businesses, computer manufacturing businesses, and diamonds, then your 1 dollar is worth 1/100 of oil businesses, computer manufacturing businesses, and diamonds. you just take the entire part of the economy that operates under the dollar, and divide it by the total amount of dollars to get the value of each dollar. now, when this happens, the dollar getting spread among the economy, the dollar gains value, in turn, buying power. now when the first money was printed in the united states, the money would keep its value, and the government would print more money as the economy grew, and the economy was able to grow without any setbacks, because the dollar would continually gain value as the economy grew, and the government would only print enough money to substantiate the economy, never printing more money than the economy asked for, so the dollar would be relatively stable. then the government got retarded and forgot that they could print money themselves, or the dollar got so weak that they had to borrow a different currency, whatever the case, they allowed a private central bank to be created, to "borrow" money. now what they really do is use fractional reserve banking, the banking practice in which the banks can loan out 10 times more money than they have, in reserves, its literally fraud. the first national bank was created with the united states putting in 20% of the first reserves, and then the other member banks from england, who were supposed to do the same, used their ability to loan out those reserves, seeing as they were "member banks", to loan out that money to eachother, in turn, fraudulently creating 100% of the required reserves out of only 20% of the required reserve in actual money, put in by the united states. lets say the reserve requirement was $1000. well the united states put in $200, then, a "member bank" would use that $200 as their reserves and then could create another $1800 to loan out, but at this point, the only way to create money was to print it. no problem for the central bank, that is what they do. nowadays, this money can be created by simply typing numbers into a computer. sounds crazy huh? any banks can do this all day to create money, and these banks did that. then that first bank was abolished, then a second one came around, and it got abolished. then, with these banks being called the 1st and 2nd banks of the united states, people were catching on to the scam. then from 1833 all the way through the civil war up until 1913, no new central bank was created. then when ww1 came around, our idiot of a president, woodrow wilson, signed a new central banking act, called the "federal reserve act", which has nothing to do with federal, and whose reserves are unknown because of the total independence and secrecy that it has from the government. this is the current system that we operate on today. now, what they do is, like every other central bank, is "loan" money out to our country, on an interest plan. and one way to prove that they are using the same fractional reserve banking technique, is the fact that they are printing the money. if they were letting us borrow money, they would have just let us borrow the currency that they already had reserves in.
back in the mid 1900s, sometime after the great depression, during world war II, a currency exchange agreement was made between countries, in which the us dollar would be the reserve currency for all of these countries. the purpose of a reserve currency is to fluctuate trade between countries, and if these countries already had us dollars, they could just exchange with those. now what this allowed these countries to do, like any country who wanted to increase their exports and build their economy, is to devalue their currency against the us dollar. what this does is, lets say one dollar could buy a piece of chicken in us, and one yen could buy one piece of chicken in japan. what the japanese would do is make their yen worth less, lets say 3 yen equals 1 dollar. now that one dollar can buy 3 pieces of chicken from japan and only 1 piece of chicken from us. what does this do? it makes countries go to that country to buy stuff. lets say one brittish pound equals one us dollar, and lets say the brittish pound could buy 2 pieces of chicken in great brittian, well it could still only buy 1 in us and 3 in japan. great brittain would still go to japan to buy chicken if it was cheaper to ship, and we would prefer either one because our chicken cost at least 2 times more. and then there were the countries with fixed exchange rates, if they wanted more exports they would just decrease their money supply. lets say the swiss franc has a fixed exchange rate of 1 to 1, if switzerland wanted more exports, they could just make their franc worth 3 pieces of chicken, and great brittain would come to buy chicken. but japans pissed because switzerland is taking all of their business, so they devalue their currency even more. so, while all of this was going on we were sitting around while all of our businesses were going overseas, but weed never notice, because as our businesses shrunk, the overseas value of our dollar went up so we would never know the difference, until all of our businesses were gone and we were a consumer only, service only nation. did you ever wonder why you always see shoes and things made in china and taiwan, and foreign cars driving all over our streets? did you ever wonder why these other countries started to become the frontrunners in technology, and manufacturing? because we were punch drunk with an unrealistically valued dollar that could buy things all over the world. and the only way to battle this unrealistic buying power and unrealistically high prices, is inflation, which as you know means higher prices here at home, and at the same time, higher prices overseas. or wait. there is one solution to all of this, which is the easiest solution of them all. get rid of the federal reserve, print our own money, the united states of america money, allow the federal reserve note to still circulate, and when the new bill comes out, allow people to exchange their federal reserve notes for the new us dollar at a fixed exchange rate, and as those federal reserve notes come back in, we can pay back our imaginary debt, just like they printed imaginary money out of their printing press, and along with it will go the imaginary tax called the income tax. and with the current rate of inflation of the federal reserve note, countries holding it will naturally get rid of it because its loss of value, and as those countires get rid of it, the buying power of our dollar will shrink, and when the federal reserve note collapses, the same people who own the federal reserve will try to instill a new currency, a more widespread currency that they can control in the same way, something like the amero, or even try to extend the euro to us, but when that time comes and the federal reserve note fails, that is the time for us as an american people to take back our lives, its time for us to take back the power to print our own currency, and to take back the right for our us economy to grow. its time for us to once again, make this, the land of the free.