most of the problem is government interference and to some extent, big insurance companies. when you create a constant demand for something, disregarding the price (medicaid, medicare, va insurance; medicare and va are kind of in a different group because they represent a different group of people with typically different medical problems than the average person trying to get insurance), then you create a situation in which doctors and medical people and suppliers can raise prices infinitely without really caring about their clients leaving. if one doctor raises the prices for a person on medicaid, then what does that do? it encourages other doctors to cover people on government insurance, then the people who arent on government insurance have to pay more just to compete with the people who are, raising peoples insurance rates. so when people get mad, what does government do to control this? they cut off certain things that they cover, lowering the quality of the healthcare they cover. so then what does that do? it just allows the doctors and medical suppliers to raise the prices of those lower quality treatments even higher, causing the prices of anything that is above par, to be more expensive, causing people to not be able to afford it, then causing doctors to discontinue in that field. and its not just the doctors fault, doctors have to have supplies, and those suppliers can just go to government covered things and sell them, and then the doctors have to compete with those prices just to practice basic medical practice. our consumer controlled free market is the only thing keeping the quality and prices of medical care down in countries with socialized medicine. maybe, if the government was to just give people the money that they spend on medicaid, and medicare and va insurance, and allowed people to make their own choices with it, then the entire market would be consumer controlled, lowering prices all over, and allowing that money that they give out to people to buy a whole lot more. and if you say that people will blow the money or go to the biggest most expensive insurance companies, then the government can put a limit on that by just lowering the amount of money that theyd give to people, never allowing the market to know that this money is government funded. then the only thing people would be talking about is, give us more money for our welfare and shit. but prices would probably already be lowered so much that wouldnt even be a concern and it wouldnt even be a big deal for people to not be on medicaid. and then the market will be able to operate as a totally free market.
Wednesday, September 9, 2009
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